1 thought on “Can the bank collect the gold bar?”

  1. The bank only recovers the gold bars they sold.

    The problems that should be invested when they often encounter gold. With the improvement of people's living standards and the uncertainty of various changes in the world economy, the problem of gold investment has attracted the attention of many people.
    The gold investment has become one of the hot spots that people have paid attention to in recent years. It is not strange to be loved by people because of the preservation and proliferation characteristics of gold. But there is also a big problem, that is, how does the physical gold that people buy is to realize the gold bars? If the cost of not being realized or realized in time is too high, is it worth investing in gold?
    The friends asked: People now buy gold bars, some are purchased from gold shops, and some are purchased from banks. There is a particularly realistic question. Will the gold bars purchased at the bank be recovered?

    After all, realization is the most important thing for any investment. Such practical problems and worry are not extra.
    01 The realization of the monetization channels of the golden bars generally has the following three: pawn banks, gold shops, and banks. In comparison, the bank's rate is the lowest
    , Golden Store and Bank to sell monetization.
    The once went to the Dangdang to understand the sale and recycling of the gold bars with friends. Generally speaking, it must be lost by about 100 yuan per gram. It can be said that the loss is very large. Of course, the discounts of having a pawn business are not the same, but overall is a relatively high rebate.
    The repurchase price of Golden Store is relatively good. For example, the price of the Gold Gold Bar on May 29, 2020 is the price of 390 yuan per gram of China Gold Corporation, the price of Ruyi Gold Bar of Industrial and Commercial Bank of China is 402.55 yuan, and Changzhou Golden Store Foot gold 490 yuan. The purchase price of the golden bars in major gold shops is between 372 and 391 yuan.

    Banks are also important recycling channels for gold bars. For example, ICBC can handle gold repurchase business. The real -time transaction price of the 99 contract and minus a certain price difference. The repurchase gold not only includes the industrial and commercial bank's own gold products (intact quality, the industry's brand logos, overcome, color and other surface elements) and the ICBC with a gold product of 99%(inclusive). AU99.0 and above are repurchased.
    The price of gold for industrial and Commercial Bank of China is generally at the time of instant international gold prices (ICBC listed every day) to be reduced by 15 yuan, and the recovery fee of 2 yuan per gram is 2 yuan. If there is no identification certificate or invoice, or the packaging is damaged, it is necessary to pay about 20 yuan per gram. In other words, the gold recovery price difference of ICBC is 15 yuan.
    of course, other banks also have recycling business. For example, the Construction Bank only recovered the physical gold sold by its bank, and the price difference per gram is 12 yuan. For details, you can consult the bank.

    02 If you must invest in golden objects, it is best to improve the realization of investment from the following aspects
    The biggest problem of gold investment. It is monetization, and for some people who want to invest in golden things, to improve the realization of gold investment, you need to pay attention from the following aspects.
    1 is to buy gold jewelry. It is best to buy gold bars. Because of various processing costs, gold jewelry is difficult to recover or price loss during recovery. Moreover, the purity of some gold jewelry is not high.
    It is to keep the invoice no matter where you buy the gold bars. If you have an appraisal certificate, it is best to keep it.
    3 is where to buy where to buy. Because it is a product sold by the agency, it will save a lot of trouble when recycling.
    Fourth, it is recommended to buy a bank with a gold bar business and keep your own invoices. This kind of recycling saves the appraisal fee, and the difference in the recovery price is more favorable.
    Five is if you buy gold bars at the bank, you can also store it in the bank after you buy it. Do not take it out. If you recycle it, you can go directly to the formalities, which is more convenient.
    Gold investment is a lot of investment options, but when investing, the possibility and losses must be considered when investing, so you must choose.

    The bank only recycled the gold bars they have sold. Essence
    Ber banks can collect gold bars, but the price is based on the purchase price of the bank rather than the market price.
    The business scope of the bank. If it is the gold bars sold by yourself, you will basically acquire
    The banks now only recover the gold bars sold by their banks, because each gold bar is marked, and the gold bars cannot be casually. Trading, the state has control.
    This, but only the gold bars sold out
    Ber banks can collect gold bars.
    Because gold is the real currency in the world, that is, gold is valuable at any time, so no matter when gold can be used as currency or in exchange for the current coins used. Then the bank is responsible for selling these gold, and they will also recycle gold, but the bank recovery gold is also different from the recycling of gold shops.
    The general banks will only recover some gold coins or other souvenirs that their banks have hairstyles. Because they are more recognized for these things, after all, they are issued by themselves.
    Then it is to recover some gold bars. Many banks returning to the gold bars will not only recycle their bank issuance, but also recycle other banks issued. But in order to ensure the purity, banks generally ask customers to check. Of course, the bank needs to be tested for you to charge a certain fee.
    Colid -owned banks have the qualifications of buying and selling gold, industry and commerce, construction, Bank of China, and Bank of Communications can buy and sell.
    can be recovered, but there is a difference in buying and selling. Generally, it is about a dozen dollars.
    The learned from the Bank of China: The center is equipped with a professional testing instrument and test personnel. After the customer has submitted an application for repurchase, the repurchase of funds only needs to be handed over to the staff for the necessary weighing and color inspection, which is in line with the consistentity, which is in line with After the conditions, customers can monetize gold at real -time repurchase prices. At the same time, there are bank customer managers at the scene to provide customers with professional financial investment suggestions.
    The person in charge of the bank said that the gold repurchase business determines a repurchase price on the daily gold price of the exchange and in the afternoon. Channel sales for thousands of feet.
    It as we all know, there are many channels for buying gold. You can buy it at the bank, you can buy it in a gold shop, or you can buy it at a gold company.
    is easy to buy gold, but it is not a simple matter to sell gold. How difficult is it to sell gold? I have a deep understanding of this.
    In accidental opportunities last year, under the persuasion of my friend, I bought a bank gold bar. The price of gold rose a little some time ago, and I wanted to sell the gold bars in my hand.
    Because I was not very clear about the recovery of gold, I went to the gold shop to ask at the beginning. As a result, the people in the gold shop told me: "We only recover the gold bars sold at home, other brands and other gold shop gold bars. We Don't accept it. "
    The I was aggressive at the time, I then asked, isn't it all gold bars? Why don't other brands and other gold shops not accept it?
    The staff of the gold shop returned to me very perfunctory. This is how we stipulated in our store, and only the gold bars sold by their own house were recovered.
    The gold shop did not accept it, so I went to a nearby bank. As a result, the bank staff told me that because my gold bars were not bought in their bank, they did not accept it.
    The finally there was no way. I went to the bank that bought the gold bar at the beginning. After thousands of hardships, I finally sold the gold bar.
    It in reality, I believe that many people have the same experience as me. When they buy gold bars, they are all grandfather, but when they sell gold bars, they hit the wall everywhere.
    So why do banks and gold shops only recover their own gold bars?
    For this question, I also asked friends who were working in the Golden Store and asked me two reasons.
    . The cost of comprehensive development of gold recycling services is too high
    Mostly the same as me. It is too simple to recycle gold. Then it is said that the whole process is over, but the fact is not the case.
    Gold recycling is different from the recovery of general items. Whether it is the weight of weight, the determination of the color, or the price determination, it forms a unique recovery system.
    If comprehensive gold recycling services, each gold shop also needs to be equipped with professional gold inspection artists and testing equipment, which significantly increases the cost. Many gold shops are only dealers and are not producers. Lord, the profit of recycling gold is not high, it also needs to be tested by itself. It only increases difficulty and operating costs. It is not cost -effective for gold shops.
    So most of the gold shops only recover their own gold bars, which are not accepted for the gold bars of other brands and other gold shops.
    It, for banks, its main business is the deposit and loan business. Whether it is selling gold bars or gold recovery, it is just a bank.
    If gold recovery services are fully carried out, it will not only increase the cost of labor, but also increase the corresponding operating costs. Besides, the profit of recycling gold is not high, and it is not cost -effective for banks.
    . Worried about affecting sales
    ordinary consumers like us are most afraid of buying "fake gold" and "old gold".
    If the brand gold shop recycled gold, it will cause a certain psychological impact on customers. For example, customers intend to buy gold from this store and see that this store is also recycling gold. It may feel that the gold sold is processed, not a brand new or pure gold.
    Once psychologically influenced, it will have a great impact on the sales of gold, weigh the advantages and disadvantages, and the gold shop may not be recovered.
    The words, as an ordinary consumer, I still hope that gold shops or banks can reduce the threshold of gold recovery. After all, most people buy gold bars for investment. If the gold recovery channels are not smooth, then right For ordinary physical gold investors, this is not good news.
    What should be paid attention to when going to the bank and gold shop for gold recycling?
    Although banks and gold shops can recycle their own gold bars, they also have requirements for recovered gold bars.
    . For example, many banks will ask you to show your purchase invoice when recycling the gold bars. If your invoice is lost, the bank is likely not to recover your gold bar, so after you buy the gold bar, you must be sure Pay attention to keeping the invoice, otherwise it will be easily rejected when selling gold bars.
    It another important role in saving the invoice is to avoid being lacked by two less pounds when the gold recycling, especially if you go to the gold shop or pawn. Be short.
    The and must be stored after buying gold bars. Although gold is precious metal, it is not easy to damage, but also pay attention to preservation, because once the gold bar is lost, it will consume loss when recycling.
    Finally, there is another point to remind everyone that although the bank can recycle its own gold bars, not all outlets will participate. In each city, only a lot of other outlets will host this business. After all Gao, and true and false, these require professionals.
    So before you go to the bank, it is best to check online or call for consultation. In this way, you can also find the current recycling price, so as to avoid the price unsatisfactory.
    In addition to banks and gold shops, what other channels can be recovered?
    Except for banks and gold shops, gold companies, pawn banks, and Internet platforms can be recovered.
    Compared with banks and gold shops, these gold recycling channels have lower thresholds. Generally, there is no restriction on the brand of recovered gold. As long as the purity is greater than or or equal to 99%of gold, it can be recovered.
    , it should be noted that these three gold recycling channels have their own advantages and disadvantages. For example, the gold recovery price of Dianfang Bank is low, so everyone must choose a channel that suits them for gold recovery.
    Here, I recommend a gold recycling channel -Gauosaur Gold Recycling. Why recommend Gaussor?
    Because I had some idle gold jewelry before I wanted to sell, I did n’t know where to go for gold recovery. Finally, Gosal was recommended by my friends. I feel that their services are good. Essence
    of course, this is just my recommendation. As for where to go for gold recovery, you can choose the appropriate channel according to your actual situation.

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